Welcome to Our Blog –

A blog for real estate, title insurance, mortgage, and the general process of real estate closings. The information provided will help to improve your closing experience, whether you are a realtor or a buyer/seller.

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Cheers,
The Supreme Team

Owner’s Policy vs. Lender’s Policy

Owner’s Policy vs. Lender’s Policy

Before understanding “owner’s policy vs. lender’s policy,” it’s important to first have a general understanding of title insurance. When someone buys or sells property, a record of the sale commonly known as the “Deed” is recorded in public records.

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What does it mean to be in escrow

What does it mean to be in escrow

What does it mean to be “in escrow?”The escrow process begins the moment the seller accepts an offer made on their property and ends when the buyer takes the property into his/her possession.

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What is an earnest money deposit?

What is an earnest money deposit?

Finally, you’ve found a home that checks all the boxes on your “must have” list. The problem is several other people are also ready to call “your” perfect house their home too. Is there a way to set yourself apart and show the seller…

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Refinancing Your Home: Is it Worth it?

Refinancing Your Home: Is it Worth it?

Wouldn’t it be nice if there were a way to reduce your monthly mortgage payment? If you own a home, chances are you’re willing to do the research to lower your payments and save some pennies — potentially LOTS of pennies!

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Homestead Exemption: Who is Eligible?

Homestead Exemption: Who is Eligible?

Homestead exemptions are meant to offer property owners a form of protection from creditors and property taxes toward their primary home residence. If you qualify, the exemption excludes either a specific dollar amount or a percentage…

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What is Escrow?

What is Escrow?

What exactly is ‘escrow’? We hear this word commonly in the real estate industry, especially at the title company. It makes sense to begin our discussion at the time before the closing; this period before the home sale is finalized.

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Real Estate Taxes & Insurance

Real Estate Taxes & Insurance

Tax and insurance escrows are not the most exciting parts of purchasing a new home…because of this, many loan officers don’t take the time to educate their home buyers…

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Types of Deeds

Types of Deeds

Even experienced homebuyers can face challenges in the final stages of a real estate closing–one of the most common issues they face is deciding how to take the title…

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Reissue Credit

Reissue Credit

There is a sort of legal loophole in Florida law concerning title insurance rates. This loophole, called a reissue credit, could get you a sizeable discount on your policy…

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