Welcome to Our Blog –

A blog for real estate, title insurance, mortgage, and the general process of real estate closings. The information provided will help to improve your closing experience, whether you are a realtor or a buyer/seller.

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Cheers,
The Supreme Team

Do I Need Title Insurance on a Refinance?

Do I Need Title Insurance on a Refinance?

Do I Need Title Insurance on a Refinance?When you purchase a home or refinance a current mortgage, your investment will have to undergo a title search to uncover any potential threats to the title. For what is likely the biggest purchase you’ll ever make, title...

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The Process of an Earnest Money Deposit

The Process of an Earnest Money Deposit

The Process of an Earnest Money DepositIt’s no secret to anyone hunting for a house that the market is hot right now and homes are selling in the blink of an eye! The combined shortage of available homes and increased demand from buyers has created a fast-paced market...

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Owner’s Policy vs. Lender’s Policy

Owner’s Policy vs. Lender’s Policy

Before understanding “owner’s policy vs. lender’s policy,” it’s important to first have a general understanding of title insurance. When someone buys or sells property, a record of the sale commonly known as the “Deed” is recorded in public records.

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What does it mean to be in escrow

What does it mean to be in escrow

What does it mean to be “in escrow?”The escrow process begins the moment the seller accepts an offer made on their property and ends when the buyer takes the property into his/her possession.

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What is an earnest money deposit?

What is an earnest money deposit?

Finally, you’ve found a home that checks all the boxes on your “must have” list. The problem is several other people are also ready to call “your” perfect house their home too. Is there a way to set yourself apart and show the seller…

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Refinancing Your Home: Is it Worth it?

Refinancing Your Home: Is it Worth it?

Wouldn’t it be nice if there were a way to reduce your monthly mortgage payment? If you own a home, chances are you’re willing to do the research to lower your payments and save some pennies — potentially LOTS of pennies!

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Homestead Exemption: Who is Eligible?

Homestead Exemption: Who is Eligible?

Homestead exemptions are meant to offer property owners a form of protection from creditors and property taxes toward their primary home residence. If you qualify, the exemption excludes either a specific dollar amount or a percentage…

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What is Escrow?

What is Escrow?

What exactly is ‘escrow’? We hear this word commonly in the real estate industry, especially at the title company. It makes sense to begin our discussion at the time before the closing; this period before the home sale is finalized.

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The Importance of Title Insurance

The Importance of Title Insurance

What is a refinance? Why do we need Title Insurance? Even on an initial home purchase, title insurance is something that could save you from unforeseen circumstances!

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Real Estate Taxes & Insurance

Real Estate Taxes & Insurance

Tax and insurance escrows are not the most exciting parts of purchasing a new home…because of this, many loan officers don’t take the time to educate their home buyers…

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Types of Deeds

Types of Deeds

Even experienced homebuyers can face challenges in the final stages of a real estate closing–one of the most common issues they face is deciding how to take the title…

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