Welcome to Our Blog –
A blog for real estate, title insurance, mortgage, and the general process of real estate closings. The information provided will help to improve your closing experience, whether you are a realtor or a buyer/seller.
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The Supreme Team
Homestead exemptions are meant to offer property owners a form of protection from creditors and property taxes toward their primary home residence. If you qualify, the exemption excludes either a specific dollar amount or a percentage of the home’s total value from being calculated into the taxes owed on the property.
A short sale is when a home is sold for less than the mortgage balance. Short sales sometimes called pre-foreclosure are alternatives to foreclosures. They are an option for homeowners whose mortgages are underwater. Unlike a foreclosure, they are initiated by the borrower…
What exactly is ‘escrow’? We hear this word commonly in the real estate industry, especially at the title company. It makes sense to begin our discussion at the time before the closing; this period before the home sale is finalized.
What is a refinance? Why do we need Title Insurance? Even on an initial home purchase, title insurance is something that could save you from unforeseen circumstances!
Tax and insurance escrows are not the most exciting parts of purchasing a new home…because of this, many loan officers don’t take the time to educate their home buyers on how these accounts affect their monthly payments.
Even experienced homebuyers can face challenges in the final stages of a real estate closing–one of the most common issues they face is deciding how to take the title…
There is a sort of legal loophole in Florida law concerning title insurance rates. This loophole, called a reissue credit, could get you a sizeable discount on your policy…
How Do Criminals Start the Process?
They begin with a technique called ‘phishing’,…