Refinancing Your Home: Is it Worth it?
Wouldn’t it be nice if there were a way to reduce your monthly mortgage payment? If you own a home, chances are you’re willing to do the research to lower your payments and save some pennies — potentially LOTS of pennies!
Homestead Exemption: Who is Eligible?
Homestead exemptions are meant to offer property owners a form of protection from creditors and property taxes toward their primary home residence. If you qualify, the exemption excludes either a specific dollar amount or a percentage…
Is a Short Sale the Right Decision? Learn Pros and Cons
A short sale is when a home is sold for less than the mortgage balance. Short sales sometimes called pre-foreclosure are alternatives to foreclosures. They are an option for homeowners whose mortgages are underwater. Unlike a foreclosure…
What is Escrow?
What exactly is ‘escrow’? We hear this word commonly in the real estate industry, especially at the title company. It makes sense to begin our discussion at the time before the closing; this period before the home sale is finalized.
The Importance of Title Insurance
What is a refinance? Why do we need Title Insurance? Even on an initial home purchase, title insurance is something that could save you from unforeseen circumstances!
Real Estate Taxes & Insurance
Tax and insurance escrows are not the most exciting parts of purchasing a new home…because of this, many loan officers don’t take the time to educate their home buyers…
Types of Deeds
Even experienced homebuyers can face challenges in the final stages of a real estate closing–one of the most common issues they face is deciding how to take the title…
Reissue Credit
There is a sort of legal loophole in Florida law concerning title insurance rates. This loophole, called a reissue credit, could get you a sizeable discount on your policy…
The Basics of Avoiding Wire-Fraud
How Do Criminals Start the Process?
They begin with a technique called ‘phishing’,…
