Do I Need Title Insurance on a Refinance?

Do I Need Title Insurance on a Refinance?

Do I Need Title Insurance on a Refinance? When you purchase a home or refinance a current mortgage, your investment will have to undergo a title search to uncover any potential threats to the title. For what is likely the biggest purchase you’ll ever make, title...
The Process of an Earnest Money Deposit

The Process of an Earnest Money Deposit

The Process of an Earnest Money Deposit It’s no secret to anyone hunting for a house that the market is hot right now and homes are selling in the blink of an eye! The combined shortage of available homes and increased demand from buyers has created a fast-paced...
Owner’s Policy vs. Lender’s Policy

Owner’s Policy vs. Lender’s Policy

Owner’s Policy vs. Lender’s Policy If you’re currently in the market for a new home, perhaps you’ve already been met with some unfamiliar real estate terms. ‘Title insurance’ is a term every home buyer and seller will come across and will likely lead to more...
What does it mean to be in escrow

What does it mean to be in escrow

What does it mean to be “in escrow?” The escrow process begins the moment the seller accepts an offer made on their property and ends when the buyer takes the property into his/her possession. Being in escrow is not the same as an escrow account, but...
What is an earnest money deposit?

What is an earnest money deposit?

What is an Earnest Money Deposit? Finally, you’ve found a home that checks all the boxes on your “must have” list. The problem is several other people are also ready to call “your” perfect house their home too. Is there a way to set yourself apart and show the seller...
Refinancing Your Home: Is it Worth it?

Refinancing Your Home: Is it Worth it?

Refinancing Your Home: Is it Worth it? Wouldn’t it be nice if there were a way to reduce your monthly mortgage payment? If you own a home, chances are you’re willing to do the research to lower your payments and save some pennies — potentially LOTS of pennies!...